ChargeShield intercepts Stripe chargebacks the millisecond they occur, uses AI to instantly compile behavioral evidence logs, and routes a merchant-reviewed defense back to the acquirer. Zero manual triage.
One 45-second OAuth handshake links your Stripe account. ChargeShield starts listening for charge.dispute.created events instantly.
Connect with StripeSecure OAuth 2.0 handshake. We never see your password or keys.
Transactional logs, customer PII, and raw evidence metadata never touch disk. Processed and discarded.
You only pay when we win. No monthly minimums. No setup fees. Aligned with your bottom line.
One OAuth handshake. No code. No keys exchanged. Webhook listener wires itself automatically.
ChargeShield sits between Stripe and the acquiring bank — silently packaging your defense the moment a dispute lands.
Click Connect. Stripe-hosted consent confirms read_write scope for your account. We store only your acct_id + an encrypted refresh token.
When charge.dispute.created fires, our daemon validates the Stripe-Signature header in under 100ms and pulls the dispute into an in-memory pipeline.
Reason codes, charge metadata, and merchant policies are mapped into a bank-scannable defense profile. You review, edit, and attach proof.
One click sends the structured evidence object to Stripe with submit:true, scoped to your connected account. PII discarded the second we exit.
Every architectural decision was made to minimize attack surface. We're a forwarder, not a vault.
GET /api/We never request, see, or store your Stripe secret keys. All access flows through Stripe Connect's hosted handshake.
The only secret we persist is your refresh_token — encrypted at rest with AES-128-CBC + HMAC-SHA256 via Fernet.
Every incoming event is HMAC-SHA256 validated against your Stripe endpoint secret before a single byte is processed.
Customer emails, IPs, billing zips and evidence text live in-process only. Memory is cleared the moment the request returns.
No seat fees. No platform fees. We earn a 15% performance cut of every dispute we successfully defend on your behalf.
Made with Emergent